LayerBank Documentation
Technical and product documentation for the LayerBank cross-chain money market, lending markets, automated yield tools and the $ULAB ecosystem.
LayerBank — Universal Money Market
LayerBank is a permissionless on-chain money market designed to make lending and borrowing accessible across multiple networks from one product ecosystem. Users can supply supported assets, borrow against collateral and monitor variable rates and liquidity.
The current LayerBank product also includes an AI Agent interface for 24/7 position monitoring and opportunity scanning, plus Earn strategies for simple supply and automated yield loops.
Why LayerBank?
- Cross-network access: lending markets span EVM and non-EVM ecosystems.
- Capital efficiency: collateral, E-Mode and looping strategies can improve capital usage within defined risk parameters.
- Transparent rates: supply and borrow APRs react to utilization and market conditions.
- Open infrastructure: core lending logic is executed by smart contracts and supported by independent security reviews.
Start with the Core Guides
New users should begin with Lending, then review Collateral & Liquidation and APR. Users exploring leveraged strategies should read the E-Mode guide before using correlated-asset markets.
Earn Guides
Compare Simple Earn for standard variable lending yield with Yield Loops for automated leveraged strategies.
Networks & Markets
Explore LayerBank by deployment and market rather than relying on one generic lending guide.
- Robinhood Chain — USDG, WETH and tokenized-asset markets.
- Rootstock — RBTC, USD₮0, RIF, USDRIF, DOC and Bitcoin-linked markets.
- Movement — Move-based lending markets.
- USDG and WETH — focused Robinhood Chain market guides.
- Tokenized Assets — SPY, NVDA, GLD, SGOV and QQQ.
Frequently Asked Questions
What is LayerBank?
LayerBank is a cross-network on-chain money market for supplying assets, borrowing against collateral and managing DeFi positions.
Where is the LayerBank app?
The application is available at app.layerbank.trade, while these guides live under layerbank.trade/docs/.
Are LayerBank rates fixed?
No. Supply and borrow rates can change with utilization, incentives and market conditions.
Reviewed for layerbank.trade on November 2, 2026.