Now with an AI agent that manages positions 24/7.
Total market size
$39M
+
Unlock scalability limits by seamlessly integrating with various Layer 1 and Layer 2 chains.
LayerBank facilitates cross-chain lending, providing a seamless user experience across different chains.
LayerBank's veTokenomics, combined with a boosted lending model, greatly enhance sustainability.
Engage in lending and borrowing effortlessly with our intuitively designed user interface.
Cross-Chain Money Market
LayerBank is a cross-chain DeFi money market for lending, borrowing and yield. Supply supported assets, borrow against eligible collateral and manage liquidity across multiple EVM and non-EVM networks from one connected ecosystem.
Supply supported assets to LayerBank lending pools and receive interest-bearing lTokens that track your share of the market. Supply APR changes with utilization, market conditions and active incentives. Explore Simple Earn →
Enable eligible supplied assets as collateral and borrow within each market's loan-to-value limits. Borrow rates are dynamic, and positions can be liquidated if collateral value falls below required risk thresholds. Learn about borrowing →
LayerBank is designed as an omni-chain liquidity hub, bringing lending markets together across multiple networks while keeping rates, collateral parameters and liquidity transparent on-chain. Explore supported networks →
LayerBank's current experience includes an AI agent designed to monitor and manage positions around the clock, complementing the protocol's lending, borrowing and capital-efficiency tools. Read the AI Agent guide →
Explore LayerBank Markets
LayerBank uses utilization-based interest models, so supply and borrow rates can change at any time. Borrowers should monitor collateral values, loan-to-value limits and health factors because market moves or accrued interest can trigger liquidation. Smart-contract and blockchain risks also remain even when contracts have been audited.
LayerBank is a decentralized cross-chain money market where users can supply assets to earn variable interest and borrow against eligible collateral across supported networks.
Users supply supported assets to LayerBank lending pools. Supply rates vary with market utilization, and supplied positions are represented by interest-bearing lTokens.
Yes. Eligible supplied assets can be enabled as collateral, allowing users to borrow up to the market-specific loan-to-value limit. Borrow rates and risk parameters vary by market.
Yes. LayerBank documentation describes the protocol as an omni-chain money market spanning 17+ EVM and non-EVM networks.
No. Supply and borrow rates are variable and update according to pool utilization, interest-rate models and applicable incentives.
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